Diane Jurgens

How to fix your credit score; A quick guide.

There are literally thousands of websites that can be found when you do a search for "How to fix my credit score." What most of these sites don't tell you are the elements that actually comprise your credit score. When you know how each of these compon... Read >

But owning a car is a privilege not a right in this country

Getting an auto loan may seem like a pipe dream for many Americans out there who have poor or bad credit. But owning a car is a privilege not a right in this country, so knowing where you stand before you decide to apply for car loans will help you to ... Read >

Getting car loans if you have bad credit might seem like a daunting task

Getting car loans if you have bad credit might seem like a daunting task, but in actuality it's not as difficult as one might think. What really matters is how prepared you are before you start applying for loans. If you're in the market for a new or ... Read >

Every Individual in America is entitled to a free credit report

According to the Fair Credit Reporting Act (FCRA), every individual in America is entitled to a free credit report from each of the three nationwide consumer reporting companies- Equifax, Experian, and TransUnion. In other words, you can get 3 free cr... Read >

Subprime. It’s a word that has been heard a lot over the past few years

Subprime. It's a word that has been heard a lot over the past few years, but not many people actually know what it means. Subprime is a term used to define a specific group who are considered the riskiest borrowers in the financial lending world. Altho... Read >

Understanding your credit score and it's implications on lending options

We've all seen the television commercials with the catchy jingles that tell you if you don't check your credit score you will be denied for loans or financing and wind up driving a beat up old car, or living in your parent's basement, or using a cell p... Read >

Getting a car loan with bad credit is still possible

If you live in America today I'm sure you've recently seen or heard an auto dealership advertisement that exclaims, "Bad credit? No credit? No problem!" Some of these ads may seem hokey in their claims, but if you are someone who does have bad credit a... Read >

Knowing is power: Get your credit report and know where you stand

Most people have seen or heard commercials that advertise websites to check your free credit report online. What most people don't know is that your credit report does not include your credit score. Your credit report is more of a snapshot of your cred... Read >

Sell your used car inventory with craigslist ad posting

Don't want to spend hours updating your online inventory? You don't have to! With the recently developed "Ad Posting Tool, " using classified ad posting sites like Craigslist, it's easy to maintain and track your inventory. One of the drawbacks to most... Read >

Using Craigslist to Maximize Your Dealership's Advertising Dollars

In today's flailing economy, if you are a business owner, you need to maximize your company's potential to generate income. This, however, is usually easier said than done. As they say, "You've got to spend money to make money." But how can you val... Read >

Having bad credit is a growing problem in this country

Having bad credit is a growing problem in this country. But getting car loans if you have bad credit is another problem for a lot of people. Just because a person has bad credit doesn't mean they aren't going to need to purchase things to get through ... Read >

Like so many of my fellow Americans, I have bad credit.

Like so many of my fellow Americans, I have bad credit. I didn't always have bad credit though. In fact, I used to have excellent credit; I used to get pre-approved for low interest rate credit cards, I got wonderful financing options when I purchased my ... Read >

Do you know your credit score?

Do you know your credit score? Do you know how to get your credit score? Do you know what information makes up your credit score? Do you know the defining line between good credit and bad credit? Do you know why companies check your credit score? These... Read >

Depending on your age, you may see the America of today as being quite different from how your pare

Depending on your age, you may see the America of today as being quite different from how your parents viewed it. Collapsing economy, skyrocketing unemployment rates, flailing businesses, home foreclosures, people drowning in debt… it seems gray in c... Read >

You know that commercial with the guy who sings about having bad credit?

You know that commercial with the guy who sings about having bad credit? There are a few of them, all featuring him and his buddies… not being able to get what they want because they can't get approved for ANYTHING; houses, cell phones, cars. My favo... Read >